Office garnishing wages.

**captpat** · September 28th, 2011, 06:21 AM

How can my AB stop the office from garnishing his wages for a creditor who is not the IRS or child support?

**cmakin** · September 28th, 2011, 07:49 AM

I may be mistaken, but I thought that a seaman's wages could not be garnished. Of course that may have changed though the years.

**NAUTICART** · September 28th, 2011, 08:43 AM

Seems like they should have to have some type of court judgement, unless the creditor has something signed by you (fine print) that in event of non-payment, they can garnish.

You may seek some advice in an attorney that specializes in "collections harassment" ?

Anyway, if you have time to surf there is plenty of info around. here is Fed Garnishment Law (shows limits %, for example of garnishment)

I would try to search your state for "wage garnishment laws"

**jdcavo** · September 28th, 2011, 09:14 AM

Originally Posted by captpat

How can my AB stop the office from garnishing his wages for a creditor who is not the IRS or child support?

He should contact a lawyer familiar with the Merchant Seaman Protection and Relief Act (46 U.S. Code Section 11109).

**CaptRob1** · September 28th, 2011, 05:21 PM

I was also under the impression that a seamans wages can only be garnished in the event of Back Taxes and Child Support. Nothing else.

**cappy208** · September 28th, 2011, 08:57 PM

Originally Posted by captpat

How can my AB stop the office from garnishing his wages for a creditor who is not the IRS or child support?

Did said AB sign an agreement to garnish? If so, It may be too late. But a lawyer would be the ticket.

**captpat** · September 29th, 2011, 05:58 AM

The AB had a lawyer contact the office to tell them that they could not do that because of the federal statute. The office then contacted their own lawyer who told them they could not garnish his wages. Their lawyer also told them that they were a boat company and should have known that! Go figure.

**PR-9** · September 29th, 2011, 07:44 AM

Originally Posted by captpat

The AB had a lawyer contact the office to tell them that they could not do that because of the federal statute. The office then contacted their own lawyer who told them they could not garnish his wages. Their lawyer also told them that they were a boat company and should have known that! Go figure.

I am happy for him! Good to see that we are protected at least a little!!