Anyone ever hear or dealt with MHG Marine Benefits??

[Kingrobby]

They are onboard right now selling insurance & stuff. Just curious if anyone has any info on them. thanks

[Steamer]

They provide a lot of crew health insurance for the megayacht industry. They have a good reputation.

There are several benefits to the owner as well as crew subscribing to separate health coverage and the main reason is a good one to support the employer paying the premium ... claims do not go against the P&I coverage. P&I claims follow the boat forever and effect its premiums, claims against MHG don't "count" against the boat and they "go away" after a few years so don't lurk in the background to come out and provide a reason to raise rates on the crewman later.