Re: MMD renew and TWIC question....noob...
I wouldn't say you will wait 5 months. There are a fair share of horror stories out there about processing times, and don't even get me started on what a useless piece of plastic the TWIC is, but I would think you have a good chance of getting it within a few weeks. You have to go apply in person and go pick it up in person but otherwise it was painless.
You definetly have to have it to renew and I would say that your current credential is no longer valid without it. But it does make some parts of the process easier.
As for the tons of forms to fill out it was just a simple application, get your physical, drug test and pay em da money. I think you are making a mountain out of a mole hill and you should find the whole process much easier than you are thinking it will be. Not for certain but I don't think you have to have the TWIC in your possesion, you simply need to show the receipt for the application. Post back if you have issues.
Good luck.
If at first you don't succeed... skydiving might not be for you.
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